Solutions — Financial & Regulatory Reporting
Compliance Is Not a Project. It Is a Data Layer.
EXCO builds the reconciled, traceable data behind financial statements, regulatory returns and risk models, so every reported figure can be explained to auditors and regulators.
- Financial Reporting
- Regulatory Reporting
- Risk Models
- Stress Testing
- ALM
- Reconciliation
The Problem
Reporting Pressure Is Rising. Data Quality Is Not Keeping Up.
Regulators, auditors and boards demand more granular, more frequent and more traceable reporting. Most finance and risk teams still assemble it by hand from systems that disagree.
The problem is not understanding the regulation. It is the data underneath it. EXCO builds the reporting layer so compliance becomes repeatable, not a fire drill.
Manual returns
The same regulatory reports are rebuilt by hand every cycle.
Figures that don't reconcile
Core systems, GL and risk data disagree before every submission.
No audit trail
It is hard to show where a reported number came from.
Slow month-end close
Closing and reconciliation take days of spreadsheet work.
Changing requirements
New circulars and formats trigger constant rework.
Our Approach
Assess First. Build in Sprints. Run It Properly.
We start inside your business, not with a template. Every solution follows the same disciplined delivery model, so you see working output early and own a documented, maintainable result.
- 01
Deep-Dive Discovery
We work alongside your teams to understand how your business really runs, its systems, people and pain points. Every solution is built around that, never a template.
- 1–3 weeks
- On-site or remote
- 02
Design & Blueprint
Agree the target architecture, data model, scope, budget and success measures before any build.
- Architecture
- Success metrics
- 03
Build in Sprints
Two-week sprints with a working demo at the end of each one. No big reveal at the end.
- 2-week sprints
- Agile delivery
- 04
Test & Validate
Every output is reconciled and tested against source data and business rules before go-live.
- Data testing
- UAT
- 05
Go Live & Hand Over
Controlled release with documentation, training and knowledge transfer to your team.
- Runbooks
- Training
- 06
Operate & Improve
Keep it yourself, or let EXCO monitor, support and extend it under a managed service.
- Managed service
- Continuous improvement
What We Deliver
Six Reporting Capabilities. One Governed Foundation.
Built for banks, NBFIs, insurers and finance teams that need defensible numbers.
Financial Reporting & Month-End Close
Automated financial statements, management accounts and month-end reconciliation.
- Management accounts
- Month-end closing support
- GL reconciliation
- Variance analysis
Regulatory Reporting
Governed data marts and repeatable report production for regulatory returns.
- Regulatory data mart
- Automated report generation
- Validation before submission
- Submission evidence packs
Credit Risk Models
PD models, early warning systems and SME segmentation built on clean borrower data.
- PD model development
- Early warning system models
- SME segmentation
- Customer behaviour analytics
Stress Testing & Model Validation
Stress testing data and independent validation of existing risk models.
- Stress testing models
- Risk model validation
- Back-testing
- Model documentation
Asset-Liability & Liquidity Data
Balance sheet, cash-flow and rate-sensitivity data for ALM and liquidity reporting.
- Asset-liability risk data
- Liquidity gap reporting
- Rate sensitivity analysis
- Treasury dashboards
Transaction Data & Batch Performance
Faster end-of-day batches and integrated derivatives, fees and commission data.
- End-of-day batch tuning
- Derivative transaction integration
- Fees & commission integration
- Data flow modernisation
Typical Engagements
What Regulatory-Grade Data Makes Possible
Banking · Regulatory
Regulatory Return Automation
A high-effort return rebuilt on a governed data mart with automated validation.
Goal: Returns prepared in hours, not days
Banking · Operations
End-of-Day Batch Tuning
Slow overnight batches profiled and optimised to finish within the window.
Goal: Reports ready before business opens
Banking · Credit Risk
Early Warning System
Account-level signals combined into an early warning model and dashboard.
Goal: Earlier intervention on risky loans
Insurance · Finance
Month-End Reconciliation
Automated reconciliation between policy, claims and GL systems.
Goal: Faster, cleaner month-end close
FAQ
Common Questions
Do you work with banks and NBFIs in Bangladesh?
Yes, and with financial institutions abroad. We build the governed data and automation behind regulatory and management returns, working with your finance and compliance teams.
Related
Paired With the RightSolutions & Services.
Industry
Banking & Financial Services
Data quality, financial and regulatory reporting, risk models and customer analytics for banks and NBFIs.
ExploreIndustry
Insurance
Month-end closing and reconciliation, eligibility verification, claims and policy analytics for insurers.
ExploreSolution
Data Governance & Quality
Data quality controls, governance, lineage and data literacy that make your data trustworthy.
ExploreProduct
DocVault
Document control for regulated teams: versions, approvals and a full audit trail. Early access.
ExploreFor US, UK, EU & Middle East clients
Senior engineers with up to 14 years' experience, at a fraction of US, UK or European rates, with working hours that overlap yours.
For Bangladeshi businesses
The same international-standard team that serves global clients, with special local pricing in BDT.
Contracted SLAs, honest billing
Response times and deliverables are written into your contract. If we miss a contracted SLA, you don't pay for that incident. No hidden charges.
Regulatory Reporting Starts With Better Data.
Whether you face a new return, a model review or an audit, EXCO brings the data discipline to give your team confidence.