EXCO Data Solutions

Industries — Banking & Financial Services

Banking Data, Built for Regulation and Commercial Performance.

EXCO helps banks, NBFIs and fintechs build reconciled reporting, faster batches, robust risk models and customer intelligence, all from one governed data foundation.

  • Regulatory Reporting
  • Risk Models
  • Data Migration
  • EOD Batch Tuning
  • Customer Analytics
  • ALM
All industries

Industry Challenges

Banking Data Is Complex by Design. And by Regulation.

Banks run on many systems: core banking, cards, loans, treasury, GL and CRM. Each holds part of the truth, and regulators expect a reconciled, traceable whole.

At the same time, commercial pressure demands better customer insight, smarter credit decisions and faster operations. EXCO builds the data layer that serves both.

  • Figures that don't reconcile

    Core banking, GL and risk systems disagree at every reporting cycle.

  • End-of-day batches overrun

    Overnight processing finishes late and delays morning reports.

  • Risk models on weak data

    PD and early warning models depend on inconsistent inputs.

  • Limited customer insight

    Customer data is spread across products and hard to analyse.

  • Legacy data flows

    Ageing integrations block modern analytics and reporting.

Our Approach

One Data Foundation. Built for Your Industry.

We start from the realities of your sector, then build the data, software and reporting it needs.

  1. 01

    Understand the Business

    Map your operating model, regulations, systems and key decisions.

    • Domain discovery
  2. 02

    Fix the Data Foundation

    Integrate and clean the data behind your most important processes.

    • Data platform
  3. 03

    Report What Matters

    Industry-specific KPIs and dashboards for leadership and teams.

    • Industry KPIs
  4. 04

    Automate the Repetitive

    Remove manual steps from reconciliation, reporting and operations.

    • Automation
  5. 05

    Predict and Prevent

    Analytics and models that flag risk and opportunity early.

    • Analytics & AI
  6. 06

    Operate and Grow

    Run it as a managed service and keep improving.

    • Managed service

What We Deliver

What We Build for Banking

Fifteen banking use cases, grouped into six capability areas.

Data Quality & Data Flow Modernisation

Clean, consistent data and modern integration across banking systems.

  • Data quality controls
  • Data flow modernisation
  • Data migration
  • Reconciliation

Financial & Regulatory Reporting

Governed reporting for finance, management and regulators.

  • Financial reporting
  • Regulatory reporting
  • Fees & commission integration
  • Derivative transactions reporting

End-of-Day Batch Performance

Faster, more reliable overnight processing.

  • Batch profiling
  • Query & job tuning
  • Dependency optimisation
  • Batch monitoring

Credit Risk Models

Models that measure and predict credit risk.

  • PD model development
  • Early warning system models
  • SME segmentation
  • Risk model validation

Stress Testing & ALM

Data and models for resilience and balance sheet risk.

  • Stress testing models
  • Asset-liability risk
  • Liquidity analysis
  • Scenario reporting

Customer Analytics

Understand, retain and grow customer relationships.

  • Customer behaviour analytics
  • Churn datamart
  • Cross-sell insight
  • Customer profitability

Typical Engagements

Typical Banking Engagements

Banking · Operations

EOD Batch Performance Tuning

Overnight batches profiled and tuned to finish within the window.

Goal: Reports ready before business opens

Banking · Credit Risk

PD & Early Warning Models

Borrower-level risk scores and an early warning dashboard.

Goal: Earlier action on deteriorating loans

Banking · Retention

Churn Datamart

A datamart combining product, transaction and service data.

Goal: Retention focused on at-risk customers

Banking · Regulatory

Regulatory Data Mart

A governed reporting layer for repeatable regulatory returns.

Goal: Returns prepared in hours, not days

FAQ

Common Questions

Do you work with banks and NBFIs in Bangladesh?

Yes, and with financial institutions abroad. We work within your security policies and existing core systems.

Related

Paired With the RightSolutions & Services.

Solution

Financial & Regulatory Reporting

Financial reporting, regulatory returns and risk models built on reconciled, audit-ready data.

Explore

Solution

Data Governance & Quality

Data quality controls, governance, lineage and data literacy that make your data trustworthy.

Explore

Solution

Advanced Analytics & AI

Machine learning, predictive analytics, big data analytics and data mining that run on production data.

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Service

Cloud Data Migration

Move legacy databases, warehouses and reporting to AWS, with reconciliation at every stage.

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For US, UK, EU & Middle East clients

Senior engineers with up to 14 years' experience, at a fraction of US, UK or European rates, with working hours that overlap yours.

For Bangladeshi businesses

The same international-standard team that serves global clients, with special local pricing in BDT.

Contracted SLAs, honest billing

Response times and deliverables are written into your contract. If we miss a contracted SLA, you don't pay for that incident. No hidden charges.

Regulation. Risk. Customer Intelligence.

Talk to EXCO about the data behind your returns, risk models and customer analytics.

Send us an email+880 1724-446572